Tips for Senior Safety when taking Holiday Travel Insurance

The present population census has shown a marked increase in the number of senior and statistics show that quite a number of seniors embark on overseas trips. A number of seniors do not even know that they are not insured while traveling abroad. In this scenario the government has issued advisories for safety and protection for its senior citizens.

Travel Assist Network is a network for emergency service providing medical assistance, evacuation, and critical information services to business and leisure travelers. Their advice to seniors who travel abroad is to consult with the medical insurance company before embarking on a travel.

This consultation is to determine whether they have the adequate and appropriate cover when traveling. The government strongly advises Americans to consult with the medical insurance companies to find out about emergency expenses such as medical evacuation and hospitalization abroad. This is because most medical insurance policies do not cover medical evacuation and hospitalizations costs abroad.

The dangers of travel and not having insurance cover can prove damaging to you finance and health. In case your Medicare or medical insurance plans does not cover you for evacuation and hospitalization overseas then you make have to take supplemental insurance cover.

Another misconception that most seniors have is that their premium credit card program provides medical evacuation. While some cards do not guarantee that the cost of evacuation is covered. Most of the cards that include medical evacuation only provide a small amount when compared to the actual cost of medical evacuation. Regardless of how well these programs are marketed they may pay your evacuation from the disaster zone to the hospital but from the hospital to your home country you have to shell out your money. By not reading or enquiring about this most seniors have the false sense of security that they are covered.

Statistics on medical evacuation are $50,000 for a domestic air ambulance and for international air repatriation it is over $175,000. The Air Rescue card launched by Travel Assist Network is one affordable policy you could avail for a safer and less stressful travel.