Post office Travel Insurance

Travel insurance offered by the Post office is one of the diversified services being offered to UK residents by their postal service. Offered by the UK post office this service is available to UK residents only. This article consists of:

• Know more on the range of post office policies
• What comes under the coverage of post office travel insurance?
• How can you get post office travel insurance easily?

Travel insurance offered by the Post office is one of the diversified services being offered to UK residents by their postal service. Offered by the UK post office this service is available to UK residents only (including Channel Islands and Isle of Man), for trips that starts and finishes in the UK (including Channel Islands and Isle of Man). You can get a post office travel insurance for the family. Dependent children (under 18 years of age) are covered free as long as they travel along with a parent, grandparent, uncle, aunt or legal guardian has travel insurance from the Post Office.

While traveling to places outside home the locations where injury occurs the most are: roads, beaches, hotels (especially ones with pools), remote locations, and ski slopes. Many resident of UK when traveling to Europe fill in the EHIC/E-111 form( a reciprocal health insurance agreement between some member states of Europe) and think they are covered. There are many factors to look into and some are described below.

• Medical expenses covered are not quite much
• Evacuation and repatriation costs are not included in the EHIC policy, which means you will still have to pay.
• Also it does not cover costs for other eventualities

Travel insurance policy is a better option. Statistics show that many chose the policy offered by their tour operator. You can shop around for policies in many places the local supermarket, the chemist and even your post office because like many other banks and financial institutions they too are offering a myriad of insurance policies with travel insurance being one of them. Post office travel insurance prices are comparable to the best in the market. Some insurance companies offer cheaper prices.

Going to a place as close as your post office or having them deliver it to you seems to be a good idea. For those of you who are looking as a company with some repute and not wanting to risk the option of buying some cheap travel insurance policy and not being able to claim later, post office travel insurance is a good deal. You can find out levels of cover and charges that are detailed in the booklet available from all Post Offices, or look for more information at the website http://www.postoffice.co.uk/portal/po. Larger Post Offices can provide your policy on demand, smaller branches will arrange for your policy to be sent to you (usually within 7 days).

You could avail post office worldwide travel insurance for a single person/couple, cover for a single/multi trip/annual trip worldwide. You also have ski and backpackers travel insurance policies. The trips can be within the UK or abroad to any of the geographical areas of

• Europe,
• Worldwide excluding USA, Canada and the Caribbean,
• Worldwide including USA, Canada and the Caribbean.

The cover you can get is described below.

• Emergency medical expenses
• loss of personal belongings, cash and passports
• delayed departures
• personal liability
• legal costs
• 24-hour, worldwide medical emergency service

Continue to: Types of Post Office Travel Insurance Policies